Montana

Fergus County

ZIP 59032

11,581 residents0 permits TTM$59,731 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$202,700

ACS 5-Year

Cap rate proxy

5.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.4%

HUD FMR ÷ ACS HHI

Net migration

+0.86%

IRS SOI

Permits (TTM)

0

Census BPS

Climate risk

45.1

FEMA NRI (0–100)

ZIP 59032

Median home value

$202,700

Gross yield

8.6%

Cap rate

5.1%

Rent gap

40.0%

Affordability

P/I: 5.5R/I:

Section 8 detail

SAFMR: $1,446Rent: $868Gap: 66.6%
ZIP code breakdown9 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
59032$202,700county est.$1,4468.6%5.1%40.0%
59424$202,700county est.$1,4468.6%5.1%40.0%
59430$202,700county est.$1,4468.6%5.1%40.0%
59441$202,700county est.$1,4468.6%5.1%40.0%
59451$202,700county est.$1,4468.6%5.1%40.0%

Ranked by composite score

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Demographics

Owner-occupied

66.0%

Census ACS

Vacancy rate

13.4%

Census ACS

Bachelor's degree +

23.8%

Census ACS

Rent burdened

31.7%

Census ACS (>30% income)

Median age

45.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026