Jefferson City, MO · Missouri
Callaway County
ZIP 65231
44,541 residents42 permits TTM$72,645 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$196,200
ACS 5-Year
Cap rate proxy
5.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.0%
HUD FMR ÷ ACS HHI
Net migration
+1.48%
IRS SOI
Permits (TTM)
42
Census BPS
Climate risk
63.9
FEMA NRI (0–100)
ZIP 65231
Median home value
—
Gross yield
—
Buy Box score
0.7
Section 8 gap
—
Affordability
P/I: 4.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 65043 | — | — | — | 0.8 | — |
| 65251 | — | — | — | 0.7 | — |
| 65231 | — | — | — | 0.7 | — |
| 65063 | — | — | — | 0.7 | — |
| 63388 | — | — | — | — | — |
| 65059 | — | — | — | — | — |
| 65067 | — | — | — | — | — |
| 65077 | — | — | — | — | — |
| 65080 | — | — | — | — | — |
| 65262 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
76.3%
Census ACS
Vacancy rate
12.9%
Census ACS
Bachelor's degree +
25.4%
Census ACS
Rent burdened
31.4%
Census ACS (>30% income)
Median age
39.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026