Mississippi

Humphreys County

ZIP 38754

7,570 residents7 permits TTM$32,976 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$88,800

ACS 5-Year

Cap rate proxy

8.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

23.4%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

7

Census BPS

Climate risk

27.9

FEMA NRI (0–100)

ZIP 38754

Median home value

$89,390

Gross yield

11.3%

Cap rate

8.6%

Rent gap

23.6%

Affordability

P/I: 2.7R/I:

Section 8 detail

SAFMR: $842Rent: $643Gap: 30.9%
ZIP code breakdown5 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
39038$78,165$84212.9%9.9%23.6%
39097$88,800county est.$84211.4%8.7%23.6%
39115$88,800county est.$84211.4%8.7%23.6%
39166$88,800county est.$84211.4%8.7%23.6%
38754$89,390$84211.3%8.6%23.6%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

59.7%

Census ACS

Vacancy rate

14.9%

Census ACS

Bachelor's degree +

19.4%

Census ACS

Rent burdened

37.6%

Census ACS (>30% income)

Median age

38.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026