Mississippi

Franklin County

ZIP 39630

7,655 residents$45,618 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$95,100

ACS 5-Year

Cap rate proxy

8.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.6%

HUD FMR ÷ ACS HHI

Net migration

+0.38%

IRS SOI

Permits (TTM)

Census BPS

Climate risk

17.3

FEMA NRI (0–100)

ZIP 39630

Median home value

$95,100

Gross yield

10.6%

Cap rate

8.9%

Rent gap

16.1%

Affordability

P/I: 2.1R/I:

Section 8 detail

SAFMR: $842Rent: $706Gap: 19.3%
ZIP code breakdown4 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
39630$95,100county est.$84210.6%8.9%16.1%
39647$95,100county est.$84210.6%8.9%16.1%
39653$136,188$8427.4%6.2%16.1%
39661$146,478$8426.9%5.8%16.1%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

80.0%

Census ACS

Vacancy rate

31.5%

Census ACS

Bachelor's degree +

18.1%

Census ACS

Rent burdened

23.9%

Census ACS (>30% income)

Median age

42.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026