St. Cloud, MN · Minnesota

Stearns County

ZIP 56335

159,358 residents459 permits TTM$76,447 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$256,500

ACS 5-Year

Cap rate proxy

4.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.6%

HUD FMR ÷ ACS HHI

Net migration

+1.92%

IRS SOI

Permits (TTM)

459

Census BPS

Climate risk

87.6

FEMA NRI (0–100)

ZIP 56335

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 2.5R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown26 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
563520.8
563780.8
563620.7
563120.7
563740.7
563870.7
563400.7
563070.7
563770.7
553530.7
563680.6
553200.6
563200.6
563310.6
563030.6
563100.6
553820.5
563010.5
56321
56325
56335
56356
56369
56371
56375
56376

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

67.8%

Census ACS

Vacancy rate

8.0%

Census ACS

Bachelor's degree +

28.6%

Census ACS

Rent burdened

43.7%

Census ACS (>30% income)

Median age

35.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026