Saginaw, MI · Michigan
Saginaw County
ZIP 48417
189,210 residents169 permits TTM$58,347 median HHI19 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$139,400
ACS 5-Year
Cap rate proxy
7.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.31%
IRS SOI
Permits (TTM)
169
Census BPS
Climate risk
88.5
FEMA NRI (0–100)
ZIP 48417
Median home value
—
Gross yield
—
Buy Box score
0.8
Section 8 gap
—
Affordability
P/I: 3.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown19 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 48601 | — | — | — | 20.4% | — |
| 48602 | — | — | — | 14.8% | — |
| 48604 | — | — | — | 8.4% | — |
| 48607 | — | — | — | 7.9% | — |
| 48724 | —county est. | — | — | 7.9% | — |
| 48722 | — | — | — | 6.6% | — |
| 48649 | — | — | — | 6.2% | — |
| 48603 | — | — | — | 6.1% | — |
| 48655 | — | — | — | 5.8% | — |
| 48637 | — | — | — | 5.8% | — |
| 48638 | — | — | — | 5.8% | — |
| 48417 | — | — | — | 5.7% | — |
| 48614 | — | — | — | 5.5% | — |
| 48616 | — | — | — | 5.5% | — |
| 48609 | — | — | — | 5.4% | — |
| 48415 | — | — | — | 4.9% | — |
| 48626 | — | — | — | 4.6% | — |
| 48623 | — | — | — | 3.9% | — |
| 48734 | — | — | — | 3.6% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
73.5%
Census ACS
Vacancy rate
9.9%
Census ACS
Bachelor's degree +
23.4%
Census ACS
Rent burdened
50.4%
Census ACS (>30% income)
Median age
41.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026