Saginaw, MI · Michigan
Saginaw County
ZIP 48415
189,210 residents169 permits TTM$58,347 median HHI19 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$139,400
ACS 5-Year
Cap rate proxy
7.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.31%
IRS SOI
Permits (TTM)
169
Census BPS
Climate risk
88.5
FEMA NRI (0–100)
ZIP 48415
Median home value
—
Gross yield
—
Buy Box score
0.7
Section 8 gap
—
Affordability
P/I: 3.8R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown19 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 48601 | — | — | — | 1.0 | — |
| 48602 | — | — | — | 1.0 | — |
| 48604 | — | — | — | 0.9 | — |
| 48722 | — | — | — | 0.8 | — |
| 48649 | — | — | — | 0.8 | — |
| 48655 | — | — | — | 0.8 | — |
| 48637 | — | — | — | 0.8 | — |
| 48638 | — | — | — | 0.8 | — |
| 48417 | — | — | — | 0.8 | — |
| 48614 | — | — | — | 0.8 | — |
| 48616 | — | — | — | 0.8 | — |
| 48609 | — | — | — | 0.7 | — |
| 48415 | — | — | — | 0.7 | — |
| 48603 | — | — | — | 0.7 | — |
| 48626 | — | — | — | 0.6 | — |
| 48623 | — | — | — | 0.4 | — |
| 48734 | — | — | — | 0.3 | — |
| 48607 | — | — | — | — | — |
| 48724 | — | — | — | — | — |
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Demographics
Owner-occupied
73.5%
Census ACS
Vacancy rate
9.9%
Census ACS
Bachelor's degree +
23.4%
Census ACS
Rent burdened
50.4%
Census ACS (>30% income)
Median age
41.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026