Detroit-Warren-Dearborn, MI · Michigan
Macomb County
ZIP 48089
877,624 residents1,938 permits TTM$76,399 median HHI36 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$231,400
ACS 5-Year
Cap rate proxy
7.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.5%
HUD FMR ÷ ACS HHI
Net migration
+1.71%
IRS SOI
Permits (TTM)
1,938
Census BPS
Climate risk
96.7
FEMA NRI (0–100)
ZIP 48089
Median home value
$126,123
Gross yield
13.2%
Buy Box score
1.0
Section 8 gap
18.3%
Affordability
P/I: 1.7R/I: 20.2%
Section 8 detail
SAFMR: $1,390Rent: $1,175Gap: 18.3%
ZIP code breakdown36 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 48089 | $126,123 | $1,390 | 13.2% | 12.3% | 7.3% |
| 48021 | $150,568 | $1,580 | 12.6% | 11.1% | 12.2% |
| 48091 | $154,797 | $1,470 | 11.4% | 10.3% | 9.9% |
| 48066 | $166,574 | $1,430 | 10.3% | 9.1% | 11.5% |
| 48092 | $238,644 | $1,460 | 7.3% | 8.8% | -20.1% |
| 48015 | $162,924 | $1,060 | 7.8% | 8.7% | -10.8% |
| 48093 | $217,755 | $1,330 | 7.3% | 8.2% | -11.4% |
| 48043 | $173,148 | $1,130 | 7.8% | 8.1% | -4.0% |
| 48080 | $215,029 | $1,360 | 7.6% | 8.1% | -6.6% |
| 48312 | $286,185 | $1,370 | 5.7% | 6.9% | -20.9% |
| 48035 | $218,288 | $1,360 | 7.5% | 6.7% | 10.9% |
| 48082 | $222,296 | $1,550 | 8.4% | 6.3% | 24.2% |
| 48026 | $231,591 | $1,060 | 5.5% | 6.1% | -10.8% |
| 48081 | $234,936 | $1,460 | 7.5% | 6.0% | 19.5% |
| 48314 | $352,737 | $1,590 | 5.4% | 6.0% | -10.8% |
| 48088 | $235,898 | $1,350 | 6.9% | 6.0% | 13.0% |
| 48045 | $266,917 | $1,280 | 5.8% | 5.9% | -1.8% |
| 48042 | $427,756 | $1,760 | 4.9% | 5.7% | -16.4% |
| 48047 | $335,925 | $1,300 | 4.6% | 5.7% | -23.5% |
| 48310 | $312,326 | $1,610 | 6.2% | 5.7% | 8.3% |
| 48036 | $255,467 | $1,220 | 5.7% | 5.6% | 2.3% |
| 48313 | $290,072 | $1,420 | 5.9% | 5.6% | 4.9% |
| 48317 | $290,370 | $1,520 | 6.3% | 5.5% | 12.9% |
| 48038 | $286,623 | $1,650 | 6.9% | 5.5% | 21.1% |
| 48048 | $286,709 | $1,570 | 6.6% | 4.9% | 25.2% |
| 48062 | $298,297 | $1,060 | 4.3% | 4.7% | -10.8% |
| 48051 | $301,789 | $1,320 | 5.2% | 4.7% | 11.0% |
| 48005 | $364,188 | $1,330 | 4.4% | 3.9% | 11.7% |
| 48065 | $415,474 | $1,300 | 3.8% | 3.8% | -2.0% |
| 48050 | $381,281 | $1,460 | 4.6% | 3.7% | 19.5% |
| 48316 | $404,000 | $1,590 | 4.7% | 3.5% | 26.1% |
| 48096 | $406,574 | $1,480 | 4.4% | 3.5% | 20.6% |
| 48044 | $409,111 | $1,610 | 4.7% | 3.4% | 27.0% |
| 48094 | $452,279 | $1,550 | 4.1% | 3.1% | 24.2% |
| 48315 | $462,180 | $1,390 | 3.6% | 3.1% | 15.5% |
| 48095 | $516,961 | $1,060 | 2.5% | 2.7% | -10.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
75.0%
Census ACS
Vacancy rate
4.1%
Census ACS
Bachelor's degree +
27.2%
Census ACS
Rent burdened
47.6%
Census ACS (>30% income)
Median age
41.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026