What is the median home value in ZIP 20871 in Montgomery County, MD?

The median home value in ZIP 20871 in Montgomery County, MD is $631,750, according to the latest Census ACS 5-Year Estimates.

What is the rent-to-income ratio in ZIP 20871?

The rent-to-income ratio in ZIP 20871 is 29.2%, based on HUD Fair Market Rent divided by Census median household income. This is within the affordable range (under 30% of household income).

Washington-Arlington-Alexandria, DC-VA-MD-WV · Maryland

Montgomery County

ZIP 20871

1.1M residents1,822 permits TTM$128,733 median HHI48 ZIP codesUpdated April 16, 2026

Investor first look

Median home value

$615,200

ACS 5-Year

Cap rate proxy

4.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.9%

HUD FMR ÷ ACS HHI

Net migration

+2.17%

IRS SOI

Permits (TTM)

1,822

Census BPS

Climate risk

91.7

FEMA NRI (0–100)

ZIP 20871

Median home value

$631,750

Gross yield

5.0%

Cap rate

5.9%

Rent gap

-20.0%

Affordability

P/I: 4.9R/I: 29.2%

Section 8 detail

SAFMR: $2,610Rent: $2,030Gap: 28.6%

ZIP code breakdown48 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
20886	$385,642	$2,080	6.5%	7.5%	-15.3%
20874	$414,290	$2,220	6.4%	5.8%	10.5%
20866	$460,772	$2,460	6.4%	6.0%	6.9%
20876	$478,035	$2,390	6.0%	5.0%	16.8%
20903	$512,726	$2,140	5.0%	4.2%	16.8%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$533,922	$2,200	4.9%	6.2%	-24.4%
$624,523	$2,270	4.4%	6.1%	-39.9%
$631,750	$2,610	5.0%	5.9%	-20.0%
$442,166	$2,160	5.9%	5.7%	2.9%
$474,035	$2,200	5.6%	5.2%	6.0%
$441,115	$2,190	6.0%	5.1%	14.1%
$528,475	$2,840	6.4%	5.1%	21.3%
$799,055	$2,350	3.5%	4.8%	-36.1%
$767,229	$2,720	4.3%	4.6%	-7.1%
$541,156	$1,940	4.3%	4.5%	-4.6%
$534,068	$2,390	5.4%	4.4%	18.5%
$582,582	$2,160	4.4%	4.3%	3.7%
$691,254	$2,410	4.2%	4.2%	-0.9%
$686,794	$2,740	4.8%	4.1%	14.7%
$1,272,691	$3,010	2.8%	4.0%	-42.5%
$615,200county est.	$2,710	5.3%	4.0%	25.1%
$615,200county est.	$2,330	4.5%	4.0%	12.9%
$615,200county est.	$2,280	4.4%	4.0%	11.0%
$615,200county est.	$2,280	4.4%	4.0%	11.0%
$615,200county est.	$3,080	6.0%	4.0%	34.1%
$615,200county est.	$3,080	6.0%	4.0%	34.1%
$615,200county est.	$2,480	4.8%	4.0%	18.1%
$615,200county est.	$2,270	4.4%	4.0%	10.6%
$615,200county est.	$1,830	3.6%	4.0%	-10.9%
$615,200county est.	$1,920	3.7%	4.0%	-5.7%
$615,200county est.	$1,130	2.2%	4.0%	-79.7%
$680,460	$2,700	4.8%	3.9%	19.0%
$641,353	$2,580	4.8%	3.8%	21.4%
$654,663	$2,710	5.0%	3.7%	25.1%
$672,155	$2,200	3.9%	3.6%	7.7%
$584,676	$2,020	4.1%	3.6%	14.0%
$718,727	$2,270	3.8%	3.4%	10.6%
$727,043	$1,690	2.8%	3.4%	-20.1%
$1,272,061	$3,370	3.2%	3.3%	-4.0%
$784,934	$2,220	3.4%	3.1%	8.6%
$801,194	$2,530	3.8%	3.0%	19.8%
$809,114	$2,240	3.3%	3.0%	9.4%
$827,735	$3,100	4.5%	2.9%	34.5%
$1,156,634	$2,680	2.8%	2.7%	2.6%
$673,860	$1,900	3.4%	2.6%	22.1%
$956,497	$2,130	2.7%	2.5%	4.7%
$1,279,107	$3,370	3.2%	2.5%	19.9%
$1,235,637	$3,370	3.3%	2.0%	39.8%

Demographics

Owner-occupied

65.3%

Census ACS

Vacancy rate

4.3%

Census ACS

Bachelor's degree +

60.3%

Census ACS

Rent burdened

49.5%

Census ACS (>30% income)

Median age

40.1

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 16, 2026

Montgomery County

See all 48 ZIPs ranked by yield and cap rate