Washington-Arlington-Alexandria, DC-VA-MD-WV · Maryland
Montgomery County
ZIP 20853
1.1M residents1,822 permits TTM$128,733 median HHI48 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$615,200
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+2.17%
IRS SOI
Permits (TTM)
1,822
Census BPS
Climate risk
91.7
FEMA NRI (0–100)
ZIP 20853
Median home value
$624,523
Gross yield
4.4%
Cap rate
6.1%
Rent gap
-39.9%
Affordability
P/I: 4.9R/I: 29.6%
Section 8 detail
SAFMR: $2,270Rent: $2,030Gap: 11.8%
ZIP code breakdown48 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 20886 | $385,642 | $2,080 | 6.5% | 7.5% | -15.3% |
| 20851 | $533,922 | $2,200 | 4.9% | 6.2% | -24.4% |
| 20853 | $624,523 | $2,270 | 4.4% | 6.1% | -39.9% |
| 20866 | $460,772 | $2,460 | 6.4% | 6.0% | 6.9% |
| 20871 | $631,750 | $2,610 | 5.0% | 5.9% | -20.0% |
| 20874 | $414,290 | $2,220 | 6.4% | 5.8% | 10.5% |
| 20879 | $442,166 | $2,160 | 5.9% | 5.7% | 2.9% |
| 20877 | $474,035 | $2,200 | 5.6% | 5.2% | 6.0% |
| 20906 | $441,115 | $2,190 | 6.0% | 5.1% | 14.1% |
| 20852 | $528,475 | $2,840 | 6.4% | 5.1% | 21.3% |
| 20876 | $478,035 | $2,390 | 6.0% | 5.0% | 16.8% |
| 20895 | $799,055 | $2,350 | 3.5% | 4.8% | -36.1% |
| 20814 | $767,229 | $2,720 | 4.3% | 4.6% | -7.1% |
| 20872 | $541,156 | $1,940 | 4.3% | 4.5% | -4.6% |
| 20902 | $534,068 | $2,390 | 5.4% | 4.4% | 18.5% |
| 20904 | $582,582 | $2,160 | 4.4% | 4.3% | 3.7% |
| 20878 | $691,254 | $2,410 | 4.2% | 4.2% | -0.9% |
| 20903 | $512,726 | $2,140 | 5.0% | 4.2% | 16.8% |
| 20850 | $686,794 | $2,740 | 4.8% | 4.1% | 14.7% |
| 20816 | $1,272,691 | $3,010 | 2.8% | 4.0% | -42.5% |
| 20812 | $615,200county est. | $3,080 | 6.0% | 4.0% | 34.1% |
| 20838 | $615,200county est. | $1,920 | 3.7% | 4.0% | -5.7% |
| 20839 | $615,200county est. | $1,830 | 3.6% | 4.0% | -10.9% |
| 20862 | $615,200county est. | $2,480 | 4.8% | 4.0% | 18.1% |
| 20868 | $615,200county est. | $2,270 | 4.4% | 4.0% | 10.6% |
| 20880 | $615,200county est. | $2,330 | 4.5% | 4.0% | 12.9% |
| 20889 | $615,200county est. | $2,710 | 5.3% | 4.0% | 25.1% |
| 20892 | $615,200county est. | $2,280 | 4.4% | 4.0% | 11.0% |
| 20894 | $615,200county est. | $2,280 | 4.4% | 4.0% | 11.0% |
| 20896 | $615,200county est. | $3,080 | 6.0% | 4.0% | 34.1% |
| 20899 | $615,200county est. | $1,130 | 2.2% | 4.0% | -79.7% |
| 20855 | $680,460 | $2,700 | 4.8% | 3.9% | 19.0% |
| 20910 | $641,353 | $2,580 | 4.8% | 3.8% | 21.4% |
| 20832 | $654,663 | $2,710 | 5.0% | 3.7% | 25.1% |
| 20905 | $672,155 | $2,200 | 3.9% | 3.6% | 7.7% |
| 20901 | $584,676 | $2,020 | 4.1% | 3.6% | 14.0% |
| 20837 | $718,727 | $2,270 | 3.8% | 3.4% | 10.6% |
| 20842 | $727,043 | $1,690 | 2.8% | 3.4% | -20.1% |
| 20854 | $1,272,061 | $3,370 | 3.2% | 3.3% | -4.0% |
| 20882 | $784,934 | $2,220 | 3.4% | 3.1% | 8.6% |
| 20833 | $801,194 | $2,530 | 3.8% | 3.0% | 19.8% |
| 20860 | $809,114 | $2,240 | 3.3% | 3.0% | 9.4% |
| 20841 | $827,735 | $3,100 | 4.5% | 2.9% | 34.5% |
| 20815 | $1,156,634 | $2,680 | 2.8% | 2.7% | 2.6% |
| 20912 | $673,860 | $1,900 | 3.4% | 2.6% | 22.1% |
| 20861 | $956,497 | $2,130 | 2.7% | 2.5% | 4.7% |
| 20817 | $1,279,107 | $3,370 | 3.2% | 2.5% | 19.9% |
| 20818 | $1,235,637 | $3,370 | 3.3% | 2.0% | 39.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
65.3%
Census ACS
Vacancy rate
4.3%
Census ACS
Bachelor's degree +
60.3%
Census ACS
Rent burdened
49.5%
Census ACS (>30% income)
Median age
40.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026