Maine
Waldo County
40,006 residents158 permits TTM$68,441 median HHI18 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$239,100
ACS 5-Year
Cap rate proxy
4.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.0%
HUD FMR ÷ ACS HHI
Net migration
+1.64%
IRS SOI
Permits (TTM)
158
Census BPS
Climate risk
40.6
FEMA NRI (0–100)
ZIP code breakdown18 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 04354 | $340,365 | $1,438 | 5.1% | 3.3% | 32.6% |
| 04438 | $249,653 | $1,438 | 6.9% | 4.5% | 32.6% |
| 04496 | $280,039 | $1,438 | 6.2% | 4.0% | 32.6% |
| 04848 | $239,100county est. | $1,438 | 7.2% | 4.9% | 32.6% |
| 04849 | $454,355 | $1,438 | 3.8% | 2.5% | 32.6% |
Ranked by composite score
Compare all ZIPs in Waldo County
See all 18 ZIPs ranked by yield and cap rate
Compare yields, cap rates, rent gaps, and affordability across every ZIP. Free account.
- Sortable table — sort by yield, rent gap, affordability
- Drill into any ZIP for full detail
- Save markets and weekly market digest
Free · No credit card · No spam
13
ZIP comparison table. Showing 5 of 18 ZIPs. Sign up to see all.
Demographics
Owner-occupied
80.9%
Census ACS
Vacancy rate
21.0%
Census ACS
Bachelor's degree +
34.8%
Census ACS
Rent burdened
38.9%
Census ACS (>30% income)
Median age
46.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026