Maine
Somerset County
ZIP 04985
50,852 residents102 permits TTM$56,199 median HHI25 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$155,200
ACS 5-Year
Cap rate proxy
6.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.86%
IRS SOI
Permits (TTM)
102
Census BPS
Climate risk
67.9
FEMA NRI (0–100)
ZIP 04985
Median home value
$155,200
Gross yield
9.8%
Buy Box score
—
Section 8 gap
42.7%
Affordability
P/I: 2.8R/I: —
Section 8 detail
SAFMR: $1,266Rent: $887Gap: 42.7%
ZIP code breakdown25 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 04478 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04912 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04923 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04925 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04929 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04944 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04961 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04975 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04985 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04942 | $168,868 | $1,266 | 9.0% | 6.3% | 29.9% |
| 04920 | $169,810 | $1,266 | 8.9% | 6.3% | 29.9% |
| 04943 | $173,221 | $1,266 | 8.8% | 6.1% | 29.9% |
| 04911 | $176,422 | $1,266 | 8.6% | 6.0% | 29.9% |
| 04967 | $187,474 | $1,266 | 8.1% | 5.7% | 29.9% |
| 04979 | $197,740 | $1,266 | 7.7% | 5.4% | 29.9% |
| 04950 | $204,829 | $1,266 | 7.4% | 5.2% | 29.9% |
| 04945 | $217,764 | $1,266 | 7.0% | 4.9% | 29.9% |
| 04971 | $217,743 | $1,266 | 7.0% | 4.9% | 29.9% |
| 04965 | $223,809 | $1,266 | 6.8% | 4.8% | 29.9% |
| 04976 | $224,110 | $1,266 | 6.8% | 4.7% | 29.9% |
| 04924 | $228,416 | $1,266 | 6.7% | 4.7% | 29.9% |
| 04937 | $234,545 | $1,266 | 6.5% | 4.5% | 29.9% |
| 04957 | $240,351 | $1,266 | 6.3% | 4.4% | 29.9% |
| 04978 | $265,859 | $1,266 | 5.7% | 4.0% | 29.9% |
| 04958 | $275,736 | $1,266 | 5.5% | 3.9% | 29.9% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.3%
Census ACS
Vacancy rate
24.2%
Census ACS
Bachelor's degree +
20.3%
Census ACS
Rent burdened
35.2%
Census ACS (>30% income)
Median age
46.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026