Maine
Somerset County
ZIP 04961
50,852 residents102 permits TTM$56,199 median HHI25 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$155,200
ACS 5-Year
Cap rate proxy
6.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.9%
HUD FMR ÷ ACS HHI
Net migration
+1.86%
IRS SOI
Permits (TTM)
102
Census BPS
Climate risk
67.9
FEMA NRI (0–100)
ZIP 04961
Median home value
$155,200
Gross yield
9.8%
Cap rate
6.9%
Rent gap
29.9%
Affordability
P/I: 3.6R/I: —
Section 8 detail
SAFMR: $1,266Rent: $887Gap: 42.7%
ZIP code breakdown25 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 04478 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04911 | $176,422 | $1,266 | 8.6% | 6.0% | 29.9% |
| 04912 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
| 04920 | $169,810 | $1,266 | 8.9% | 6.3% | 29.9% |
| 04923 | $155,200county est. | $1,266 | 9.8% | 6.9% | 29.9% |
Ranked by composite score
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Demographics
Owner-occupied
77.3%
Census ACS
Vacancy rate
24.2%
Census ACS
Bachelor's degree +
20.3%
Census ACS
Rent burdened
35.2%
Census ACS (>30% income)
Median age
46.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026