Owensboro, KY · Kentucky

Daviess County

103,195 residents249 permits TTM$65,323 median HHI6 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$185,800

ACS 5-Year

Cap rate proxy

5.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.6%

HUD FMR ÷ ACS HHI

Net migration

+0.83%

IRS SOI

Permits (TTM)

249

Census BPS

Climate risk

88.1

FEMA NRI (0–100)

ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
423565.9%18.4%
423555.6%18.4%
423017.6%-16.9%
423037.2%-16.9%
423764.5%18.4%

Ranked by composite score

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Demographics

Owner-occupied

66.8%

Census ACS

Vacancy rate

6.9%

Census ACS

Bachelor's degree +

25.2%

Census ACS

Rent burdened

38.4%

Census ACS (>30% income)

Median age

38.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026