Louisville/Jefferson County, KY-IN · Kentucky
Trimble County
ZIP 40045
8,531 residents$67,813 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$172,700
ACS 5-Year
Cap rate proxy
8.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.5%
HUD FMR ÷ ACS HHI
Net migration
+1.98%
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
11.9
FEMA NRI (0–100)
ZIP 40045
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 3.1R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 40045 | — | — | — | 0.6 | — |
| 40006 | $172,700 | $1,070 | 7.4% | 0.4 | 14.4% |
| 40055 | $172,700 | $1,310 | 9.1% | 0.4 | 40.1% |
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Demographics
Owner-occupied
82.0%
Census ACS
Vacancy rate
15.3%
Census ACS
Bachelor's degree +
14.7%
Census ACS
Rent burdened
27.8%
Census ACS (>30% income)
Median age
40.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026