Louisville/Jefferson County, KY-IN · Kentucky
Trimble County
ZIP 40006
8,531 residents$67,813 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$172,700
ACS 5-Year
Cap rate proxy
8.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.5%
HUD FMR ÷ ACS HHI
Net migration
+1.98%
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
11.9
FEMA NRI (0–100)
ZIP 40006
Median home value
$234,983
Gross yield
5.5%
Cap rate
4.8%
Rent gap
12.6%
Affordability
P/I: 3.5R/I: —
Section 8 detail
SAFMR: $1,070Rent: $935Gap: 14.4%
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 40045 | — | — | — | 5.3% | 26.5% |
| 40006 | $234,983 | $1,070 | 5.5% | 4.8% | 12.6% |
| 40055 | $335,036 | $1,310 | 4.7% | 3.3% | 28.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
82.0%
Census ACS
Vacancy rate
15.3%
Census ACS
Bachelor's degree +
14.7%
Census ACS
Rent burdened
27.8%
Census ACS (>30% income)
Median age
40.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026