Elizabethtown-Fort Knox, KY · Kentucky
Hardin County
111,452 residents415 permits TTM$67,608 median HHI10 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$205,900
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.8%
HUD FMR ÷ ACS HHI
Net migration
+1.53%
IRS SOI
Permits (TTM)
415
Census BPS
Climate risk
75.5
FEMA NRI (0–100)
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 42712 | — | — | — | 6.4% | 10.3% |
| 42732 | — | — | — | 5.8% | 10.3% |
| 40121 | — | — | — | 5.5% | 10.3% |
| 42788 | — | — | — | 5.5% | 10.3% |
| 42776 | — | — | — | 5.0% | 10.3% |
Ranked by composite score
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Demographics
Owner-occupied
62.3%
Census ACS
Vacancy rate
8.2%
Census ACS
Bachelor's degree +
24.4%
Census ACS
Rent burdened
33.2%
Census ACS (>30% income)
Median age
37.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026