Kentucky

Owsley County

ZIP 40983

4,021 residents$31,064 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$79,900

ACS 5-Year

Cap rate proxy

8.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

21.3%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

Census BPS

Climate risk

6.4

FEMA NRI (0–100)

ZIP 40983

Median home value

$79,900

Gross yield

13.0%

Cap rate

8.3%

Rent gap

36.4%

Affordability

P/I: 2.6R/I:

Section 8 detail

SAFMR: $866Rent: $551Gap: 57.2%
ZIP code breakdown5 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
40983$79,900county est.$86613.0%8.3%36.4%
41351$79,900county est.$86613.0%8.3%36.4%
41364$79,900county est.$86613.0%8.3%36.4%
41386$79,900county est.$86613.0%8.3%36.4%
41314$134,610$8667.7%4.9%36.4%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

68.3%

Census ACS

Vacancy rate

25.6%

Census ACS

Bachelor's degree +

11.4%

Census ACS

Rent burdened

22.8%

Census ACS (>30% income)

Median age

47.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026