Kentucky
Owsley County
4,021 residents$31,064 median HHI5 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$79,900
ACS 5-Year
Cap rate proxy
8.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.3%
HUD FMR ÷ ACS HHI
Net migration
—
IRS SOI
Permits (TTM)
—
Census BPS
Climate risk
6.4
FEMA NRI (0–100)
ZIP code breakdown5 ZIP codes
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 40983 | $79,900county est. | $866 | 13.0% | 8.3% | 36.4% |
| 41351 | $79,900county est. | $866 | 13.0% | 8.3% | 36.4% |
| 41364 | $79,900county est. | $866 | 13.0% | 8.3% | 36.4% |
| 41386 | $79,900county est. | $866 | 13.0% | 8.3% | 36.4% |
| 41314 | $134,610 | $866 | 7.7% | 5.0% | 36.4% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
68.3%
Census ACS
Vacancy rate
25.6%
Census ACS
Bachelor's degree +
11.4%
Census ACS
Rent burdened
22.8%
Census ACS (>30% income)
Median age
47.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026