Kentucky

Morgan County

13,938 residents1 permits TTM$47,493 median HHI6 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$106,000

ACS 5-Year

Cap rate proxy

7.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.9%

HUD FMR ÷ ACS HHI

Net migration

+0.21%

IRS SOI

Permits (TTM)

1

Census BPS

Climate risk

22.1

FEMA NRI (0–100)

ZIP code breakdown6 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
41332$106,000county est.$8669.8%7.6%22.6%
41352$106,000county est.$8669.8%7.6%22.6%
41408$106,000county est.$8669.8%7.6%22.6%
41421$106,000county est.$8669.8%7.6%22.6%
41425$106,000county est.$8669.8%7.6%22.6%

Ranked by composite score

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Demographics

Owner-occupied

78.2%

Census ACS

Vacancy rate

16.0%

Census ACS

Bachelor's degree +

17.6%

Census ACS

Rent burdened

28.4%

Census ACS (>30% income)

Median age

41.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026