Kentucky
Letcher County
ZIP 41845
21,146 residents0 permits TTM$40,501 median HHI24 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$70,500
ACS 5-Year
Cap rate proxy
11.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.3%
HUD FMR ÷ ACS HHI
Net migration
+0.23%
IRS SOI
Permits (TTM)
0
Census BPS
Climate risk
66.6
FEMA NRI (0–100)
ZIP 41845
Median home value
$70,500
Gross yield
14.7%
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 1.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown24 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 41537 | $70,500 | $866 | 14.7% | 0.4 | — |
| 41858 | $70,500 | $866 | 14.7% | 0.2 | — |
| 40826 | $70,500 | $866 | 14.7% | — | — |
| 40862 | $70,500 | $866 | 14.7% | — | — |
| 41517 | $70,500 | $866 | 14.7% | — | — |
| 41804 | $70,500 | $866 | 14.7% | — | — |
| 41810 | $70,500 | $866 | 14.7% | — | — |
| 41812 | $70,500 | $866 | 14.7% | — | — |
| 41815 | $70,500 | $866 | 14.7% | — | — |
| 41819 | $70,500 | $866 | 14.7% | — | — |
| 41821 | $70,500 | $866 | 14.7% | — | — |
| 41824 | $70,500 | $866 | 14.7% | — | — |
| 41825 | $70,500 | $866 | 14.7% | — | — |
| 41826 | $70,500 | $866 | 14.7% | — | — |
| 41832 | $70,500 | $866 | 14.7% | — | — |
| 41833 | $70,500 | $866 | 14.7% | — | — |
| 41835 | $70,500 | $866 | 14.7% | — | — |
| 41837 | $70,500 | $866 | 14.7% | — | — |
| 41838 | $70,500 | $866 | 14.7% | — | — |
| 41840 | $70,500 | $866 | 14.7% | — | — |
| 41845 | $70,500 | $866 | 14.7% | — | — |
| 41848 | $70,500 | $866 | 14.7% | — | — |
| 41849 | $70,500 | $866 | 14.7% | — | — |
| 41855 | $70,500 | $866 | 14.7% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
72.6%
Census ACS
Vacancy rate
21.0%
Census ACS
Bachelor's degree +
13.7%
Census ACS
Rent burdened
27.2%
Census ACS (>30% income)
Median age
43.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026