Kentucky

Hart County

ZIP 42746

19,470 residents84 permits TTM$49,653 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$124,600

ACS 5-Year

Cap rate proxy

6.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.7%

HUD FMR ÷ ACS HHI

Net migration

+1.33%

IRS SOI

Permits (TTM)

84

Census BPS

Climate risk

41.1

FEMA NRI (0–100)

ZIP 42746

Median home value

Gross yield

Buy Box score

0.3

Section 8 gap

Affordability

P/I: 3.8R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown8 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
427290.5
427130.5
427490.4
427460.3
427650.3
427840.3
427570.3
42722

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Demographics

Owner-occupied

73.7%

Census ACS

Vacancy rate

18.7%

Census ACS

Bachelor's degree +

10.7%

Census ACS

Rent burdened

30.7%

Census ACS (>30% income)

Median age

40.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026