Kentucky
Fleming County
15,221 residents0 permits TTM$49,663 median HHI4 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$115,200
ACS 5-Year
Cap rate proxy
7.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.4%
HUD FMR ÷ ACS HHI
Net migration
+0.91%
IRS SOI
Permits (TTM)
0
Census BPS
Climate risk
31.0
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 41093 | $154,673 | $866 | 6.7% | 4.9% | 21.8% |
| 41041 | $169,392 | $866 | 6.1% | 4.6% | 21.8% |
| 41039 | $175,366 | $866 | 5.9% | 4.4% | 21.8% |
| 41049 | $195,176 | $866 | 5.3% | 3.9% | 21.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
75.6%
Census ACS
Vacancy rate
14.7%
Census ACS
Bachelor's degree +
16.4%
Census ACS
Rent burdened
34.6%
Census ACS (>30% income)
Median age
41.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026