Illinois
Stephenson County
ZIP 61062
44,042 residents19 permits TTM$61,943 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$127,500
ACS 5-Year
Cap rate proxy
7.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.8%
HUD FMR ÷ ACS HHI
Net migration
+1.04%
IRS SOI
Permits (TTM)
19
Census BPS
Climate risk
73.9
FEMA NRI (0–100)
ZIP 61062
Median home value
—
Gross yield
—
Cap rate
4.4%
Rent gap
—
Affordability
P/I: 3.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown14 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 61032 | — | — | — | 9.0% | — |
| 61013 | — | — | — | 7.2% | — |
| 61018 | — | — | — | 7.2% | — |
| 61027 | — | — | — | 7.2% | — |
| 61044 | — | — | — | 7.2% | — |
Ranked by composite score
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Demographics
Owner-occupied
71.0%
Census ACS
Vacancy rate
8.9%
Census ACS
Bachelor's degree +
21.7%
Census ACS
Rent burdened
40.9%
Census ACS (>30% income)
Median age
45.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026