Illinois

Stephenson County

ZIP 61027

44,042 residents19 permits TTM$61,943 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$127,500

ACS 5-Year

Cap rate proxy

7.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.8%

HUD FMR ÷ ACS HHI

Net migration

+1.04%

IRS SOI

Permits (TTM)

19

Census BPS

Climate risk

73.9

FEMA NRI (0–100)

ZIP 61027

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
610321.0
610600.5
610480.5
610620.4
610700.4
610190.3
610180.1
61013
61027
61039
61044
61050
61067
61089

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

71.0%

Census ACS

Vacancy rate

8.9%

Census ACS

Bachelor's degree +

21.7%

Census ACS

Rent burdened

40.9%

Census ACS (>30% income)

Median age

45.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026