Illinois
Shelby County
20,867 residents51 permits TTM$68,457 median HHI13 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$130,400
ACS 5-Year
Cap rate proxy
7.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.4%
HUD FMR ÷ ACS HHI
Net migration
+1.41%
IRS SOI
Permits (TTM)
51
Census BPS
Climate risk
51.7
FEMA NRI (0–100)
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 61957 | $148,505 | $951 | 7.7% | 6.2% | 19.9% |
| 62422 | $130,400county est. | $951 | 8.8% | 7.0% | 19.9% |
| 62431 | $130,400county est. | $951 | 8.8% | 7.0% | 19.9% |
| 62438 | $130,400county est. | $951 | 8.8% | 7.0% | 19.9% |
| 62444 | $130,400county est. | $951 | 8.8% | 7.0% | 19.9% |
Ranked by composite score
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Demographics
Owner-occupied
78.5%
Census ACS
Vacancy rate
12.5%
Census ACS
Bachelor's degree +
17.6%
Census ACS
Rent burdened
28.5%
Census ACS (>30% income)
Median age
45.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026