Illinois
Morgan County
32,621 residents12 permits TTM$65,175 median HHI9 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$128,700
ACS 5-Year
Cap rate proxy
6.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.1%
HUD FMR ÷ ACS HHI
Net migration
+0.98%
IRS SOI
Permits (TTM)
12
Census BPS
Climate risk
71.1
FEMA NRI (0–100)
ZIP code breakdown9 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 62665 | — | — | — | 14.3% | — |
| 62692 | — | — | — | 7.7% | — |
| 62628 | — | — | — | 6.6% | — |
| 62650 | — | — | — | 7.9% | — |
| 62695 | — | — | — | 6.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
71.6%
Census ACS
Vacancy rate
12.7%
Census ACS
Bachelor's degree +
23.3%
Census ACS
Rent burdened
32.2%
Census ACS (>30% income)
Median age
41.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026