Illinois
Clay County
ZIP 62879
13,173 residents3 permits TTM$57,266 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$94,300
ACS 5-Year
Cap rate proxy
9.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.9%
HUD FMR ÷ ACS HHI
Net migration
+0.61%
IRS SOI
Permits (TTM)
3
Census BPS
Climate risk
41.1
FEMA NRI (0–100)
ZIP 62879
Median home value
$94,300
Gross yield
11.7%
Cap rate
9.0%
Rent gap
22.6%
Affordability
P/I: 1.6R/I: —
Section 8 detail
SAFMR: $916Rent: $709Gap: 29.2%
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 62426 | $94,300county est. | $916 | 11.7% | 9.0% | 22.6% |
| 62434 | $94,300county est. | $916 | 11.7% | 9.0% | 22.6% |
| 62824 | $95,731 | $916 | 11.5% | 8.9% | 22.6% |
| 62839 | $99,255 | $916 | 11.1% | 8.6% | 22.6% |
| 62858 | $124,630 | $916 | 8.8% | 6.8% | 22.6% |
Ranked by composite score
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Demographics
Owner-occupied
80.7%
Census ACS
Vacancy rate
11.6%
Census ACS
Bachelor's degree +
15.6%
Census ACS
Rent burdened
21.2%
Census ACS (>30% income)
Median age
41.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026