Illinois

Clay County

ZIP 62824

13,173 residents3 permits TTM$57,266 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$94,300

ACS 5-Year

Cap rate proxy

9.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.9%

HUD FMR ÷ ACS HHI

Net migration

+0.61%

IRS SOI

Permits (TTM)

3

Census BPS

Climate risk

41.1

FEMA NRI (0–100)

ZIP 62824

Median home value

Gross yield

Buy Box score

0.6

Section 8 gap

Affordability

P/I: 1.7R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
628240.6
628390.6
628580.5
628990.4
62426
62434

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

80.7%

Census ACS

Vacancy rate

11.6%

Census ACS

Bachelor's degree +

15.6%

Census ACS

Rent burdened

21.2%

Census ACS (>30% income)

Median age

41.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026