Chicago-Naperville-Elgin, IL-IN-WI · Illinois

McHenry County

ZIP 60142

311,366 residents1,521 permits TTM$102,836 median HHI18 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$286,900

ACS 5-Year

Cap rate proxy

5.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.8%

HUD FMR ÷ ACS HHI

Net migration

+2.20%

IRS SOI

Permits (TTM)

1,521

Census BPS

Climate risk

90.8

FEMA NRI (0–100)

ZIP 60142

Median home value

$413,027

Gross yield

5.5%

Cap rate

3.9%

Rent gap

28.9%

Affordability

P/I: 4.0R/I:

Section 8 detail

SAFMR: $1,910Rent: $1,358Gap: 40.6%
ZIP code breakdown18 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
60097$281,810$1,6407.0%5.8%17.2%
60050$301,962$1,9007.6%7.3%3.0%
60033$266,130$1,4506.5%6.0%7.9%
60021$342,277$2,6709.4%4.8%49.1%
60051$315,011$2,0407.8%8.8%-12.8%

Ranked by composite score

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Demographics

Owner-occupied

82.6%

Census ACS

Vacancy rate

3.5%

Census ACS

Bachelor's degree +

35.2%

Census ACS

Rent burdened

47.4%

Census ACS (>30% income)

Median age

40.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026