Chicago-Naperville-Elgin, IL-IN-WI · Illinois
McHenry County
311,366 residents1,521 permits TTM$102,836 median HHI18 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$286,900
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.8%
HUD FMR ÷ ACS HHI
Net migration
+2.20%
IRS SOI
Permits (TTM)
1,521
Census BPS
Climate risk
90.8
FEMA NRI (0–100)
ZIP code breakdown18 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 60021 | $286,900 | $2,670 | 11.2% | 1.0 | 96.6% |
| 60051 | $286,900 | $2,040 | 8.5% | 1.0 | 50.2% |
| 60156 | $286,900 | $2,100 | 8.8% | 0.9 | 54.6% |
| 60102 | $286,900 | $2,420 | 10.1% | 0.9 | 78.2% |
| 60050 | $286,900 | $1,900 | 7.9% | 0.9 | 39.9% |
| 60014 | $286,900 | $1,810 | 7.6% | 0.8 | 33.3% |
| 60013 | $286,900 | $1,940 | 8.1% | 0.8 | 42.9% |
| 60097 | $286,900 | $1,640 | 6.9% | 0.8 | 20.8% |
| 60142 | $286,900 | $1,910 | 8.0% | 0.8 | 40.6% |
| 60012 | $286,900 | $2,000 | 8.4% | 0.7 | 47.3% |
| 60033 | $286,900 | $1,450 | 6.1% | 0.6 | 6.8% |
| 60034 | $286,900 | $1,400 | 5.9% | 0.6 | 3.1% |
| 60180 | $286,900 | $1,600 | 6.7% | 0.6 | 17.8% |
| 60071 | $286,900 | $1,480 | 6.2% | 0.5 | 9.0% |
| 60081 | $286,900 | $1,510 | 6.3% | 0.5 | 11.2% |
| 60098 | $286,900 | $1,530 | 6.4% | 0.5 | 12.7% |
| 60152 | $286,900 | $1,320 | 5.5% | 0.5 | -2.8% |
| 60072 | $286,900 | $1,520 | 6.4% | 0.4 | 11.9% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
82.6%
Census ACS
Vacancy rate
3.5%
Census ACS
Bachelor's degree +
35.2%
Census ACS
Rent burdened
47.4%
Census ACS (>30% income)
Median age
40.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026