Idaho

Bonner County

49,456 residents205 permits TTM$65,168 median HHI16 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$433,400

ACS 5-Year

Cap rate proxy

2.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.5%

HUD FMR ÷ ACS HHI

Net migration

+1.90%

IRS SOI

Permits (TTM)

205

Census BPS

Climate risk

77.3

FEMA NRI (0–100)

ZIP code breakdown16 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
838402.9%
838032.9%
838412.9%
838522.7%
838092.9%

Ranked by composite score

ZIP comparison table. Showing 5 of 16 ZIPs. Sign up to see all.

Demographics

Owner-occupied

77.6%

Census ACS

Vacancy rate

26.4%

Census ACS

Bachelor's degree +

28.9%

Census ACS

Rent burdened

38.6%

Census ACS (>30% income)

Median age

48.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026