Savannah, GA · Georgia
Effingham County
67,265 residents637 permits TTM$85,465 median HHI6 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$245,300
ACS 5-Year
Cap rate proxy
5.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.7%
HUD FMR ÷ ACS HHI
Net migration
+2.16%
IRS SOI
Permits (TTM)
637
Census BPS
Climate risk
59.1
FEMA NRI (0–100)
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 31318 | — | — | — | 5.5% | 33.6% |
| 31307 | — | — | — | 5.5% | 33.6% |
| 31329 | — | — | — | 7.7% | -17.1% |
| 31303 | — | — | — | 4.1% | 33.6% |
| 31326 | — | — | — | 7.2% | -19.7% |
Ranked by composite score
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Demographics
Owner-occupied
78.5%
Census ACS
Vacancy rate
6.7%
Census ACS
Bachelor's degree +
26.8%
Census ACS
Rent burdened
27.6%
Census ACS (>30% income)
Median age
36.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026