Tampa-St. Petersburg-Clearwater, FL · Florida
Pinellas County
ZIP 33765
960,565 residents3,655 permits TTM$70,293 median HHI48 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$319,000
ACS 5-Year
Cap rate proxy
7.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
26.0%
HUD FMR ÷ ACS HHI
Net migration
+2.93%
IRS SOI
Permits (TTM)
3,655
Census BPS
Climate risk
98.2
FEMA NRI (0–100)
ZIP 33765
Median home value
$319,000
Gross yield
7.7%
Buy Box score
0.6
Section 8 gap
35.1%
Affordability
P/I: 4.9R/I: 27.6%
Section 8 detail
SAFMR: $2,060Rent: $1,525Gap: 35.1%
ZIP code breakdown48 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 33716 | $319,000 | $2,700 | 10.2% | 13.2% | 33.4% |
| 33763 | $319,000 | $1,860 | 7.0% | 12.0% | -7.6% |
| 33715 | $319,000 | $2,970 | 11.2% | 10.3% | -35.8% |
| 33711 | $319,000 | $2,270 | 8.5% | 9.5% | 5.2% |
| 33709 | $319,000 | $1,800 | 6.8% | 8.8% | -6.8% |
| 33705 | $319,000 | $2,020 | 7.6% | 8.4% | -10.1% |
| 33782 | $319,000 | $2,280 | 8.6% | 8.0% | 14.0% |
| 33777 | $319,000 | $2,370 | 8.9% | 8.0% | 10.6% |
| 33702 | $319,000 | $2,000 | 7.5% | 7.9% | 2.3% |
| 33778 | $319,000 | $2,090 | 7.9% | 7.8% | -8.2% |
| 33703 | $319,000 | $2,130 | 8.0% | 7.8% | -18.2% |
| 33771 | $319,000 | $1,850 | 7.0% | 7.8% | 10.4% |
| 33773 | $319,000 | $2,040 | 7.7% | 7.7% | -2.4% |
| 33781 | $319,000 | $1,660 | 6.2% | 7.5% | -13.0% |
| 33760 | $319,000 | $2,020 | 7.6% | 7.5% | 23.0% |
| 33712 | $319,000 | $1,920 | 7.2% | 7.4% | -0.3% |
| 33767 | $319,000 | $2,640 | 9.9% | 7.4% | -63.1% |
| 34689 | $319,000 | $1,660 | 6.2% | 7.4% | -33.7% |
| 33707 | $319,000 | $1,890 | 7.1% | 7.2% | -14.1% |
| 33714 | $319,000 | $1,730 | 6.5% | 7.2% | 8.8% |
| 33755 | $319,000 | $1,720 | 6.5% | 7.1% | -14.9% |
| 33713 | $319,000 | $1,860 | 7.0% | 7.1% | -12.4% |
| 33762 | $319,000 | $2,300 | 8.7% | 7.0% | 22.8% |
| 33774 | $319,000 | $1,900 | 7.1% | 7.0% | -12.4% |
| 33764 | $319,000 | $2,120 | 8.0% | 6.9% | 2.1% |
| 33761 | $319,000 | $2,220 | 8.4% | 6.8% | 19.5% |
| 33759 | $319,000 | $2,330 | 8.8% | 6.8% | 17.5% |
| 33772 | $319,000 | $1,950 | 7.3% | 6.8% | -5.3% |
| 34684 | $319,000 | $2,160 | 8.1% | 6.8% | 15.6% |
| 34677 | $319,000 | $1,950 | 7.3% | 6.6% | -2.3% |
| 33786 | $319,000 | $2,970 | 11.2% | 6.5% | -65.0% |
| 33756 | $319,000 | $1,770 | 6.7% | 6.5% | -7.6% |
| 34698 | $319,000 | $1,970 | 7.4% | 6.1% | -3.6% |
| 33770 | $319,000 | $1,850 | 7.0% | 6.0% | 1.6% |
| 33710 | $319,000 | $2,070 | 7.8% | 6.0% | 11.5% |
| 33744 | $319,000county est. | $2,510 | 9.4% | 5.7% | 39.2% |
| 34681 | $319,000 | $2,130 | 8.0% | 5.7% | 28.4% |
| 33765 | $319,000 | $2,060 | 7.7% | 5.7% | 21.5% |
| 33785 | $319,000 | $2,210 | 8.3% | 5.6% | -50.5% |
| 33706 | $319,000 | $2,120 | 8.0% | 5.1% | -13.8% |
| 34685 | $319,000 | $2,390 | 9.0% | 5.1% | 14.7% |
| 34695 | $319,000 | $2,250 | 8.5% | 5.1% | 7.5% |
| 33708 | $319,000 | $2,510 | 9.4% | 5.1% | 14.2% |
| 34683 | $319,000 | $2,130 | 8.0% | 4.7% | 18.6% |
| 33701 | $319,000 | $2,160 | 8.1% | 4.3% | -20.2% |
| 33704 | $319,000 | $1,850 | 7.0% | 3.8% | -22.4% |
| 33776 | $319,000 | $2,910 | 10.9% | 3.7% | 47.6% |
| 34688 | $319,000 | $1,910 | 7.2% | 3.3% | 20.2% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
69.4%
Census ACS
Vacancy rate
18.3%
Census ACS
Bachelor's degree +
35.8%
Census ACS
Rent burdened
54.7%
Census ACS (>30% income)
Median age
48.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026