Tampa-St. Petersburg-Clearwater, FL · Florida
Pasco County
ZIP 34655
588,758 residents7,984 permits TTM$67,384 median HHI24 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$265,800
ACS 5-Year
Cap rate proxy
8.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.4%
HUD FMR ÷ ACS HHI
Net migration
+3.88%
IRS SOI
Permits (TTM)
7,984
Census BPS
Climate risk
96.0
FEMA NRI (0–100)
ZIP 34655
Median home value
$378,364
Gross yield
7.0%
Buy Box score
0.9
Section 8 gap
61.8%
Affordability
P/I: 5.6R/I: 36.6%
Section 8 detail
SAFMR: $2,220Rent: $1,372Gap: 61.8%
ZIP code breakdown24 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 34637 | $426,269 | $2,360 | 6.6% | 9.7% | -46.5% |
| 34691 | $220,122 | $1,820 | 9.9% | 9.7% | 2.1% |
| 34690 | $216,395 | $1,680 | 9.3% | 9.6% | -3.1% |
| 34652 | $213,610 | $1,660 | 9.3% | 9.2% | 1.6% |
| 34668 | $225,478 | $1,810 | 9.6% | 9.1% | 5.1% |
| 34667 | $276,316 | $1,650 | 7.2% | 8.7% | -21.6% |
| 34669 | $311,421 | $1,770 | 6.8% | 8.0% | -17.3% |
| 33542 | $226,090 | $1,470 | 7.8% | 8.0% | -2.4% |
| 34653 | $247,789 | $1,670 | 8.1% | 7.7% | 5.4% |
| 34654 | $317,240 | $2,000 | 7.6% | 7.5% | 0.8% |
| 33541 | $337,411 | $1,720 | 6.1% | 7.3% | -18.8% |
| 33543 | $406,770 | $2,730 | 8.1% | 6.9% | 14.4% |
| 33576 | $349,897 | $1,420 | 4.9% | 6.9% | -41.1% |
| 33545 | $393,840 | $2,780 | 8.5% | 6.7% | 21.3% |
| 34639 | $402,913 | $2,490 | 7.4% | 6.6% | 11.5% |
| 34655 | $378,364 | $2,220 | 7.0% | 6.5% | 7.4% |
| 33523 | $255,449 | $1,350 | 6.3% | 6.4% | -1.6% |
| 34610 | $378,510 | $1,690 | 5.4% | 6.4% | -19.8% |
| 33574 | $265,800county est. | $1,440 | 6.5% | 6.2% | 4.7% |
| 34679 | $265,800county est. | $1,660 | 7.5% | 6.2% | 17.4% |
| 33544 | $420,868 | $2,640 | 7.5% | 6.2% | 17.9% |
| 34638 | $422,853 | $2,960 | 8.4% | 6.2% | 26.6% |
| 33540 | $330,434 | $1,320 | 4.8% | 5.0% | -3.9% |
| 33525 | $343,413 | $1,370 | 4.8% | 4.8% | -0.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
75.5%
Census ACS
Vacancy rate
13.3%
Census ACS
Bachelor's degree +
28.0%
Census ACS
Rent burdened
50.8%
Census ACS (>30% income)
Median age
43.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026