Tampa-St. Petersburg-Clearwater, FL · Florida

Hernando County

201,512 residents2,019 permits TTM$63,193 median HHI10 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$240,700

ACS 5-Year

Cap rate proxy

9.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

23.0%

HUD FMR ÷ ACS HHI

Net migration

+3.01%

IRS SOI

Permits (TTM)

2,019

Census BPS

Climate risk

88.0

FEMA NRI (0–100)

ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
34661$240,700county est.$1,3906.9%6.0%13.0%
34602$300,414$1,6406.6%4.8%26.3%
34606$271,317$1,6107.1%8.1%-14.8%
34608$291,805$1,6806.9%7.8%-13.9%
34613$313,410$1,6106.2%7.4%-20.5%

Ranked by composite score

ZIP comparison table. Showing 5 of 10 ZIPs. Sign up to see all.

Demographics

Owner-occupied

81.8%

Census ACS

Vacancy rate

11.5%

Census ACS

Bachelor's degree +

20.4%

Census ACS

Rent burdened

50.2%

Census ACS (>30% income)

Median age

48.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026