Jacksonville, FL · Florida
St. Johns County
ZIP 32095
292,243 residents4,620 permits TTM$106,169 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$457,600
ACS 5-Year
Cap rate proxy
4.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.1%
HUD FMR ÷ ACS HHI
Net migration
+3.35%
IRS SOI
Permits (TTM)
4,620
Census BPS
Climate risk
87.5
FEMA NRI (0–100)
ZIP 32095
Median home value
$457,600
Gross yield
4.4%
Buy Box score
0.4
Section 8 gap
-4.8%
Affordability
P/I: 4.7R/I: 23.9%
Section 8 detail
SAFMR: $1,690Rent: $1,775Gap: -4.8%
ZIP code breakdown10 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 32033 | $457,600 | $2,050 | 5.4% | 0.9 | 15.5% |
| 32086 | $457,600 | $1,800 | 4.7% | 0.8 | 1.4% |
| 32092 | $457,600 | $2,470 | 6.5% | 0.8 | 39.2% |
| 32084 | $457,600 | $1,650 | 4.3% | 0.8 | -7.0% |
| 32145 | $457,600 | $1,280 | 3.4% | 0.7 | -27.9% |
| 32259 | $457,600 | $2,490 | 6.5% | 0.6 | 40.3% |
| 32095 | $457,600 | $1,690 | 4.4% | 0.4 | -4.8% |
| 32080 | $457,600 | $1,900 | 5.0% | 0.4 | 7.0% |
| 32081 | $457,600 | $2,340 | 6.1% | 0.3 | 31.8% |
| 32082 | $457,600 | $2,210 | 5.8% | 0.2 | 24.5% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
82.1%
Census ACS
Vacancy rate
14.4%
Census ACS
Bachelor's degree +
48.6%
Census ACS
Rent burdened
54.1%
Census ACS (>30% income)
Median age
44.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026