Homosassa Springs, FL · Florida

Citrus County

ZIP 34445

158,693 residents2,109 permits TTM$55,355 median HHI15 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$223,200

ACS 5-Year

Cap rate proxy

5.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

23.2%

HUD FMR ÷ ACS HHI

Net migration

+2.27%

IRS SOI

Permits (TTM)

2,109

Census BPS

Climate risk

94.7

FEMA NRI (0–100)

ZIP 34445

Median home value

Gross yield

Cap rate

5.7%

Rent gap

Affordability

P/I: 4.0R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown15 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
344658.2%
344527.7%
344455.7%
344538.0%
344875.7%

Ranked by composite score

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Demographics

Owner-occupied

84.8%

Census ACS

Vacancy rate

16.4%

Census ACS

Bachelor's degree +

20.4%

Census ACS

Rent burdened

48.7%

Census ACS (>30% income)

Median age

56.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026