Florida
Madison County
18,113 residents37 permits TTM$48,176 median HHI4 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$105,900
ACS 5-Year
Cap rate proxy
9.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.4%
HUD FMR ÷ ACS HHI
Net migration
+0.71%
IRS SOI
Permits (TTM)
37
Census BPS
Climate risk
47.4
FEMA NRI (0–100)
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 32340 | $181,353 | $1,086 | 7.2% | 5.3% | 24.6% |
| 32331 | $208,172 | $1,086 | 6.3% | 4.5% | 24.6% |
| 32059 | $251,404 | $1,086 | 5.2% | 3.8% | 24.6% |
| 32350 | $268,050 | $1,086 | 4.9% | 3.6% | 24.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
72.0%
Census ACS
Vacancy rate
16.8%
Census ACS
Bachelor's degree +
12.5%
Census ACS
Rent burdened
38.1%
Census ACS (>30% income)
Median age
44.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026