Colorado
San Miguel County
8,026 residents47 permits TTM$80,117 median HHI5 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$613,100
ACS 5-Year
Cap rate proxy
2.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.6%
HUD FMR ÷ ACS HHI
Net migration
—
IRS SOI
Permits (TTM)
47
Census BPS
Climate risk
19.1
FEMA NRI (0–100)
ZIP code breakdown5 ZIP codes
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 81423 | $613,100county est. | $1,645 | 3.2% | 2.3% | 28.7% |
| 81426 | $613,100county est. | $1,645 | 3.2% | 2.3% | 28.7% |
| 81430 | $613,100county est. | $1,645 | 3.2% | 2.3% | 28.7% |
| 81431 | $613,100county est. | $1,645 | 3.2% | 2.3% | 28.7% |
| 81435 | $2,181,697 | $1,645 | 0.9% | 0.6% | 28.7% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
65.2%
Census ACS
Vacancy rate
39.5%
Census ACS
Bachelor's degree +
65.2%
Census ACS
Rent burdened
40.0%
Census ACS (>30% income)
Median age
42.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026