Colorado

Montezuma County

ZIP 81330

26,204 residents18 permits TTM$63,005 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$308,100

ACS 5-Year

Cap rate proxy

3.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.6%

HUD FMR ÷ ACS HHI

Net migration

+0.98%

IRS SOI

Permits (TTM)

18

Census BPS

Climate risk

47.6

FEMA NRI (0–100)

ZIP 81330

Median home value

$308,100

Gross yield

4.6%

Cap rate

3.8%

Rent gap

17.5%

Affordability

P/I: 4.9R/I:

Section 8 detail

SAFMR: $1,180Rent: $974Gap: 21.1%
ZIP code breakdown7 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
81321$334,665$1,1804.2%6.3%-49.0%
81327$308,100county est.$1,1804.6%3.8%17.5%
81328$501,682$1,1802.8%2.3%17.5%
81330$308,100county est.$1,1804.6%3.8%17.5%
81331$308,100county est.$1,1804.6%3.8%17.5%

Ranked by composite score

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Demographics

Owner-occupied

74.8%

Census ACS

Vacancy rate

11.4%

Census ACS

Bachelor's degree +

30.8%

Census ACS

Rent burdened

51.9%

Census ACS (>30% income)

Median age

44.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026