Stockton, CA · California
San Joaquin County
ZIP 95337
787,416 residents2,434 permits TTM$88,531 median HHI30 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$494,500
ACS 5-Year
Cap rate proxy
4.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
22.1%
HUD FMR ÷ ACS HHI
Net migration
+1.86%
IRS SOI
Permits (TTM)
2,434
Census BPS
Climate risk
98.6
FEMA NRI (0–100)
ZIP 95337
Median home value
$494,500
Gross yield
5.1%
Buy Box score
0.1
Section 8 gap
28.0%
Affordability
P/I: 7.3R/I: 35.7%
Section 8 detail
SAFMR: $2,090Rent: $1,633Gap: 28.0%
ZIP code breakdown30 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 95206 | $494,500 | $1,530 | 3.7% | 0.4 | -6.3% |
| 95212 | $494,500 | $2,420 | 5.9% | 0.4 | 48.2% |
| 95204 | $494,500 | $1,530 | 3.7% | 0.3 | -6.3% |
| 95210 | $494,500 | $1,550 | 3.8% | 0.3 | -5.1% |
| 95209 | $494,500 | $1,940 | 4.7% | 0.3 | 18.8% |
| 95207 | $494,500 | $1,760 | 4.3% | 0.3 | 7.8% |
| 95205 | $494,500 | $1,440 | 3.5% | 0.3 | -11.8% |
| 95330 | $494,500 | $2,360 | 5.7% | 0.2 | 44.5% |
| 95231 | $494,500 | $1,930 | 4.7% | 0.2 | 18.2% |
| 95203 | $494,500 | $1,310 | 3.2% | 0.2 | -19.8% |
| 95336 | $494,500 | $1,920 | 4.7% | 0.2 | 17.6% |
| 95219 | $494,500 | $2,110 | 5.1% | 0.2 | 29.2% |
| 95376 | $494,500 | $2,100 | 5.1% | 0.2 | 28.6% |
| 95242 | $494,500 | $2,020 | 4.9% | 0.2 | 23.7% |
| 95215 | $494,500 | $1,380 | 3.3% | 0.2 | -15.5% |
| 95240 | $494,500 | $1,650 | 4.0% | 0.1 | 1.0% |
| 95337 | $494,500 | $2,090 | 5.1% | 0.1 | 28.0% |
| 95377 | $494,500 | $2,610 | 6.3% | 0.1 | 59.8% |
| 95202 | $494,500 | $1,310 | 3.2% | 0.1 | -19.8% |
| 95320 | $494,500 | $1,720 | 4.2% | 0.1 | 5.3% |
| 95237 | $494,500 | $1,400 | 3.4% | 0.1 | -14.3% |
| 95236 | $494,500 | $1,840 | 4.5% | 0.1 | 12.7% |
| 95258 | $494,500 | $1,530 | 3.7% | 0.1 | -6.3% |
| 95366 | $494,500 | $1,880 | 4.6% | 0.1 | 15.1% |
| 95304 | $494,500 | $2,600 | 6.3% | 0.1 | 59.2% |
| 95220 | $494,500 | $1,540 | 3.7% | 0.1 | -5.7% |
| 95211 | $494,500 | $1,610 | 3.9% | — | -1.4% |
| 95227 | $494,500 | $1,710 | 4.1% | — | 4.7% |
| 95253 | $494,500 | $1,450 | 3.5% | — | -11.2% |
| 95686 | $494,500 | $1,310 | 3.2% | — | -19.8% |
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Demographics
Owner-occupied
61.5%
Census ACS
Vacancy rate
6.0%
Census ACS
Bachelor's degree +
21.6%
Census ACS
Rent burdened
49.6%
Census ACS (>30% income)
Median age
35.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026