Santa Rosa-Petaluma, CA · California
Sonoma County
ZIP 95409
485,642 residents1,617 permits TTM$102,840 median HHI38 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$779,000
ACS 5-Year
Cap rate proxy
3.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.4%
HUD FMR ÷ ACS HHI
Net migration
+1.64%
IRS SOI
Permits (TTM)
1,617
Census BPS
Climate risk
99.1
FEMA NRI (0–100)
ZIP 95409
Median home value
—
Gross yield
—
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 7.5R/I: 31.3%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown38 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 95446 | — | — | — | 0.2 | — |
| 95462 | — | — | — | 0.2 | — |
| 95421 | — | — | — | 0.2 | — |
| 95436 | — | — | — | 0.1 | — |
| 95407 | — | — | — | 0.1 | — |
| 95425 | — | — | — | 0.1 | — |
| 95401 | — | — | — | 0.1 | — |
| 94931 | — | — | — | 0.1 | — |
| 95492 | — | — | — | 0.1 | — |
| 95403 | — | — | — | 0.1 | — |
| 95405 | — | — | — | 0.1 | — |
| 94928 | — | — | — | 0.1 | — |
| 95444 | — | — | — | 0.1 | — |
| 95409 | — | — | — | 0.1 | — |
| 94954 | — | — | — | 0.0 | — |
| 95404 | — | — | — | 0.0 | — |
| 95476 | — | — | — | 0.0 | — |
| 95472 | — | — | — | 0.0 | — |
| 94515 | — | — | — | 0.0 | — |
| 95448 | — | — | — | 0.0 | — |
| 95465 | — | — | — | 0.0 | — |
| 95441 | — | — | — | 0.0 | — |
| 95442 | — | — | — | 0.0 | — |
| 95452 | — | — | — | 0.0 | — |
| 94951 | — | — | — | 0.0 | — |
| 94923 | — | — | — | 0.0 | — |
| 94922 | — | — | — | — | — |
| 94972 | — | — | — | — | — |
| 95412 | — | — | — | — | — |
| 95419 | — | — | — | — | — |
| 95430 | — | — | — | — | — |
| 95431 | — | — | — | — | — |
| 95439 | — | — | — | — | — |
| 95450 | — | — | — | — | — |
| 95471 | — | — | — | — | — |
| 95480 | — | — | — | — | — |
| 95486 | — | — | — | — | — |
| 95497 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
62.2%
Census ACS
Vacancy rate
7.7%
Census ACS
Bachelor's degree +
37.8%
Census ACS
Rent burdened
51.3%
Census ACS (>30% income)
Median age
42.7
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026