What is the median home value in ZIP 95631 in Placer County, CA?

The median home value in ZIP 95631 in Placer County, CA is $486,472, according to the latest Census ACS 5-Year Estimates.

How much new construction is happening in Placer County, CA?

Placer County has 412,435 residents and issued 3,200 building permits over the trailing twelve months, according to the Census Building Permits Survey.

Sacramento-Roseville-Folsom, CA · California

Placer County

ZIP 95631

412,435 residents3,200 permits TTM$114,678 median HHI30 ZIP codesUpdated April 16, 2026

Investor first look

Median home value

$658,800

ACS 5-Year

Cap rate proxy

4.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.8%

HUD FMR ÷ ACS HHI

Net migration

+3.05%

IRS SOI

Permits (TTM)

3,200

Census BPS

Climate risk

93.1

FEMA NRI (0–100)

ZIP 95631

Median home value

$486,472

Gross yield

5.2%

Cap rate

4.9%

Rent gap

4.7%

Affordability

P/I: 4.2R/I: —

Section 8 detail

SAFMR: $2,090Rent: $1,991Gap: 5.0%

ZIP code breakdown30 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
95715	$658,800county est.	$2,610	4.8%	3.6%	23.7%
95631	$486,472	$2,090	5.2%	4.9%	4.7%
95681	$523,970	$2,100	4.8%	4.6%	5.2%
95713	$491,794	$1,990	4.9%	4.9%	-0.1%
95701	$658,800county est.	$2,320	4.2%	3.6%	14.2%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$636,989	$2,780	5.2%	5.6%	-7.5%
$539,995	$2,750	6.1%	5.1%	16.9%
$660,642	$2,870	5.2%	5.1%	2.6%
$531,524	$1,860	4.2%	4.5%	-7.0%
$714,637	$2,980	5.0%	4.3%	13.9%
$648,065	$2,780	5.1%	4.2%	17.7%
$603,649	$1,910	3.8%	4.2%	-9.5%
$627,755	$2,040	3.9%	3.8%	2.4%
$682,692	$2,630	4.6%	3.7%	19.0%
$658,306	$2,610	4.8%	3.6%	23.7%
$658,800county est.	$2,520	4.6%	3.6%	21.0%
$658,800county est.	$1,660	3.0%	3.6%	-19.9%
$658,800county est.	$2,420	4.4%	3.6%	17.7%
$658,800county est.	$2,520	4.6%	3.6%	21.0%
$658,800county est.	$2,520	4.6%	3.6%	21.0%
$658,800county est.	$1,940	3.5%	3.6%	-2.6%
$658,800county est.	$2,420	4.4%	3.6%	17.7%
$658,800county est.	$1,540	2.8%	3.6%	-29.3%
$658,800county est.	$1,940	3.5%	3.6%	-2.6%
$658,800county est.	$1,760	3.2%	3.6%	-13.1%
$904,254	$2,050	2.7%	2.6%	2.9%
$909,772	$2,180	2.9%	2.6%	8.7%
$914,146	$2,320	3.0%	2.6%	14.2%
$979,545	$2,940	3.6%	2.4%	32.3%
$1,128,832	$3,380	3.6%	2.1%	41.1%

Demographics

Owner-occupied

74.3%

Census ACS

Vacancy rate

11.8%

Census ACS

Bachelor's degree +

42.9%

Census ACS

Rent burdened

53.7%

Census ACS (>30% income)

Median age

42.4

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 16, 2026

Placer County

See all 30 ZIPs ranked by yield and cap rate