Sacramento-Roseville-Folsom, CA · California
El Dorado County
ZIP 95636
192,299 residents341 permits TTM$106,190 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$640,500
ACS 5-Year
Cap rate proxy
4.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.4%
HUD FMR ÷ ACS HHI
Net migration
+2.59%
IRS SOI
Permits (TTM)
341
Census BPS
Climate risk
91.4
FEMA NRI (0–100)
ZIP 95636
Median home value
$640,500
Gross yield
3.8%
Cap rate
3.0%
Rent gap
19.1%
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: $2,010Rent: $1,626Gap: 23.6%
ZIP code breakdown23 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 95726 | $397,488 | $1,450 | 4.4% | 4.9% | -12.1% |
| 95634 | $406,191 | $2,410 | 7.1% | 4.8% | 32.5% |
| 95619 | $433,221 | $2,320 | 6.4% | 4.5% | 29.9% |
| 95684 | $448,217 | $2,010 | 5.4% | 4.4% | 19.1% |
| 95667 | $519,214 | $1,940 | 4.5% | 4.3% | 4.3% |
| 95635 | $470,738 | $2,660 | 6.8% | 4.1% | 38.9% |
| 95633 | $472,980 | $2,370 | 6.0% | 4.1% | 31.4% |
| 95682 | $655,232 | $2,310 | 4.2% | 4.1% | 2.7% |
| 96150 | $653,248 | $1,950 | 3.6% | 4.1% | -13.9% |
| 95762 | $900,226 | $3,210 | 4.3% | 3.9% | 8.7% |
| 95709 | $500,529 | $1,850 | 4.4% | 3.9% | 12.1% |
| 95614 | $517,780 | $3,150 | 7.3% | 3.8% | 48.4% |
| 95623 | $549,287 | $2,190 | 4.8% | 3.6% | 25.8% |
| 95613 | $640,500county est. | $2,080 | 3.9% | 3.0% | 21.8% |
| 95636 | $640,500county est. | $2,010 | 3.8% | 3.0% | 19.1% |
| 95651 | $640,500county est. | $2,160 | 4.0% | 3.0% | 24.7% |
| 95720 | $640,500county est. | $1,640 | 3.1% | 3.0% | 0.8% |
| 95721 | $640,500county est. | $2,170 | 4.1% | 3.0% | 25.1% |
| 95735 | $640,500county est. | $2,170 | 4.1% | 3.0% | 25.1% |
| 96142 | $640,500county est. | $2,260 | 4.2% | 3.0% | 28.1% |
| 96155 | $640,500county est. | $1,670 | 3.1% | 3.0% | 2.6% |
| 95664 | $648,598 | $1,880 | 3.5% | 3.0% | 13.5% |
| 95672 | $807,786 | $2,650 | 3.9% | 2.4% | 38.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
76.4%
Census ACS
Vacancy rate
19.7%
Census ACS
Bachelor's degree +
38.8%
Census ACS
Rent burdened
52.4%
Census ACS (>30% income)
Median age
46.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026