Sacramento-Roseville-Folsom, CA · California
El Dorado County
ZIP 95623
192,299 residents341 permits TTM$106,190 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$640,500
ACS 5-Year
Cap rate proxy
4.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.4%
HUD FMR ÷ ACS HHI
Net migration
+2.59%
IRS SOI
Permits (TTM)
341
Census BPS
Climate risk
91.4
FEMA NRI (0–100)
ZIP 95623
Median home value
$640,500
Gross yield
4.1%
Buy Box score
0.5
Section 8 gap
34.7%
Affordability
P/I: 5.2R/I: —
Section 8 detail
SAFMR: $2,190Rent: $1,626Gap: 34.7%
ZIP code breakdown23 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 95614 | $640,500 | $3,150 | 5.9% | 0.9 | 93.7% |
| 95635 | $640,500 | $2,660 | 5.0% | 0.8 | 63.6% |
| 95634 | $640,500 | $2,410 | 4.5% | 0.8 | 48.2% |
| 95619 | $640,500 | $2,320 | 4.3% | 0.7 | 42.7% |
| 95633 | $640,500 | $2,370 | 4.4% | 0.7 | 45.8% |
| 95684 | $640,500 | $2,010 | 3.8% | 0.5 | 23.6% |
| 95623 | $640,500 | $2,190 | 4.1% | 0.5 | 34.7% |
| 95709 | $640,500 | $1,850 | 3.5% | 0.3 | 13.8% |
| 95672 | $640,500 | $2,650 | 5.0% | 0.3 | 63.0% |
| 95726 | $640,500 | $1,450 | 2.7% | 0.3 | -10.8% |
| 95762 | $640,500 | $3,210 | 6.0% | 0.2 | 97.4% |
| 95664 | $640,500 | $1,880 | 3.5% | 0.2 | 15.6% |
| 95667 | $640,500 | $1,940 | 3.6% | 0.2 | 19.3% |
| 95682 | $640,500 | $2,310 | 4.3% | 0.2 | 42.1% |
| 96150 | $640,500 | $1,950 | 3.7% | 0.1 | 19.9% |
| 95613 | $640,500 | $2,080 | 3.9% | — | 27.9% |
| 95636 | $640,500 | $2,010 | 3.8% | — | 23.6% |
| 95651 | $640,500 | $2,160 | 4.0% | — | 32.8% |
| 95720 | $640,500 | $1,640 | 3.1% | — | 0.9% |
| 95721 | $640,500 | $2,170 | 4.1% | — | 33.5% |
| 95735 | $640,500 | $2,170 | 4.1% | — | 33.5% |
| 96142 | $640,500 | $2,260 | 4.2% | — | 39.0% |
| 96155 | $640,500 | $1,670 | 3.1% | — | 2.7% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
76.4%
Census ACS
Vacancy rate
19.7%
Census ACS
Bachelor's degree +
38.8%
Census ACS
Rent burdened
52.4%
Census ACS (>30% income)
Median age
46.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026