Merced, CA · California
Merced County
ZIP 95348
285,597 residents722 permits TTM$65,044 median HHI19 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$368,400
ACS 5-Year
Cap rate proxy
4.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
23.7%
HUD FMR ÷ ACS HHI
Net migration
+1.58%
IRS SOI
Permits (TTM)
722
Census BPS
Climate risk
96.9
FEMA NRI (0–100)
ZIP 95348
Median home value
—
Gross yield
—
Cap rate
5.4%
Rent gap
—
Affordability
P/I: 6.4R/I: 34.5%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown19 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95365 | — | — | — | 5.4% | — |
| 95341 | — | — | — | 6.8% | — |
| 95333 | — | — | — | 4.5% | — |
| 93665 | — | — | — | 4.2% | — |
| 95388 | — | — | — | 4.3% | — |
Ranked by composite score
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Demographics
Owner-occupied
53.3%
Census ACS
Vacancy rate
5.6%
Census ACS
Bachelor's degree +
14.8%
Census ACS
Rent burdened
45.2%
Census ACS (>30% income)
Median age
31.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026