California

Lake County

ZIP 95493

68,139 residents103 permits TTM$58,738 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$316,800

ACS 5-Year

Cap rate proxy

4.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

26.4%

HUD FMR ÷ ACS HHI

Net migration

+1.35%

IRS SOI

Permits (TTM)

103

Census BPS

Climate risk

93.0

FEMA NRI (0–100)

ZIP 95493

Median home value

Gross yield

Cap rate

4.9%

Rent gap

Affordability

P/I: 5.4R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
954227.8%
954646.8%
954586.6%
954236.1%
954434.9%

Ranked by composite score

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Demographics

Owner-occupied

70.9%

Census ACS

Vacancy rate

23.1%

Census ACS

Bachelor's degree +

17.7%

Census ACS

Rent burdened

49.2%

Census ACS (>30% income)

Median age

44.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026