Chico, CA · California
Butte County
ZIP 95942
209,470 residents1,092 permits TTM$68,574 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$408,700
ACS 5-Year
Cap rate proxy
4.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.0%
HUD FMR ÷ ACS HHI
Net migration
+1.75%
IRS SOI
Permits (TTM)
1,092
Census BPS
Climate risk
93.9
FEMA NRI (0–100)
ZIP 95942
Median home value
—
Gross yield
—
Cap rate
4.5%
Rent gap
—
Affordability
P/I: 5.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown20 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95968 | — | — | — | 6.6% | — |
| 95954 | — | — | — | 6.1% | — |
| 95966 | — | — | — | 6.2% | — |
| 95965 | — | — | — | 5.3% | — |
| 95978 | — | — | — | 4.0% | — |
Ranked by composite score
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Demographics
Owner-occupied
58.3%
Census ACS
Vacancy rate
9.7%
Census ACS
Bachelor's degree +
31.7%
Census ACS
Rent burdened
53.7%
Census ACS (>30% income)
Median age
36.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026