Alabama
Clay County
14,188 residents10 permits TTM$51,852 median HHI5 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$144,700
ACS 5-Year
Cap rate proxy
5.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.4%
HUD FMR ÷ ACS HHI
Net migration
+0.90%
IRS SOI
Permits (TTM)
10
Census BPS
Climate risk
26.7
FEMA NRI (0–100)
ZIP code breakdown5 ZIP codes
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 35082 | $144,700county est. | $776 | 6.4% | 5.2% | 19.6% |
| 36255 | $144,700county est. | $776 | 6.4% | 5.2% | 19.6% |
| 36267 | $144,700county est. | $776 | 6.4% | 5.2% | 19.6% |
| 36251 | $173,073 | $776 | 5.4% | 4.1% | 19.6% |
| 36266 | $190,067 | $776 | 4.9% | 3.8% | 19.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.7%
Census ACS
Vacancy rate
18.5%
Census ACS
Bachelor's degree +
15.2%
Census ACS
Rent burdened
32.3%
Census ACS (>30% income)
Median age
43.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026